Lead Payments Architect (Core Acquiring & Host Integration) Emerge in numbers
14 years on the market
100 people onboard
1 6 years of average employment duration
50 million transactions daily for mobile wallet
1 B$ value transactions daily for mobile wallet
1 billion mobile money accounts
Lead Payments Architect – Next-Gen Digital Currency Ecosystem (Remote)
We are building the future of European sovereign payments from scratch. As a strategic co-creator, we are architecting a landmark merchant acquiring and transaction processing infrastructure for a next-generation Digital Currency – bridging high-velocity backend engines with cutting-edge mobile proximity payments .
We are looking for a
Lead Payments Architect
to own the transactional backbone of our merchant acquiring engine .
What you will own:
Core Acquiring Engine:
Architect the state machine, routing logic, multi-party fee splits, reversals, and automated partial refunds .
Ledger & Clearing Lifecycle:
Design data models for merchant onboarding hierarchies, daily clearing files, automated settlement routing, and real-time reconciliation .
Host & Gateway Integrations:
Build high-availability abstraction layers and secure API bridges connecting core acquiring platforms (e.g., FIS) with edge networks using
ISO 20022
and
ISO 8583
.
High-Throughput Architecture:
Ensure zero-downtime tolerance, strong eventual consistency, and strict financial auditing boundaries .
What we are looking for:
8+ years
as a Software/Solution Architect focused on core payment gateways, PSPs, or banking acquiring hosts .
Deep mastery of financial messaging standards ( ISO 20022, ISO 8583 ) .
Hands-on architectural command of distributed microservices ( Java, Go, or .NET Core ), event-driven streaming ( Kafka ), and high-load databases .
Ready to shape a greenfield European payment infrastructure?
Lead Payments Architect (Core Acquiring & Host Integration) in Warsaw – pracodawca: Emerge Limited
Emerge to doskonały pracodawca, który oferuje wyjątkowe możliwości rozwoju zawodowego w dynamicznym środowisku FinTech. Nasza kultura pracy opiera się na innowacyjności i współpracy, co pozwala pracownikom na realizację ambitnych projektów w obszarze sztucznej inteligencji. Oferujemy konkurencyjne wynagrodzenie oraz elastyczne godziny pracy, co sprawia, że jesteśmy atrakcyjnym miejscem dla tych, którzy pragną rozwijać swoje umiejętności w nowoczesnym i wspierającym zespole.
